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A recent report suggests that senior citizens will not be retiring anytime soon. Americans in lower-income brackets will need to work as old as 85-years old to survive financially, according to a study by the Employee Benefit Research Institute.

The Huffington Post Reports:

Only by retiring at 75-years old would a majority of those in the lowest income quartile — defined as earning below $11,700 annually — have half a chance of not running out of money during retirement, the study finds. Working until 85 years old doesn’t completely secure Americans, either. Indeed, a majority of workers that age making less than $31,000 annually still have a roughly 20 percent change of running out of funds, the report finds.

This economic change is mainly a result of the rise in life expectancy. Only 9 million Americans were 65-years old or older in 1940. Today that number has nearly doubled to over 34.9 million , and is expected to climb.

Read More on The Huffington Post

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