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credit card held by african americanWith the increasing scrutiny of major banks, many people are considering leaving their banks for smaller institutions or credit unions.

Returning to Black-owned banks may actually benefit many African-Americans who are unhappy with the major institutions, according to

Historically, Black-owned banks were important institutions in the African-American community that provided loans and services to Blacks when white institutions refused. Black banks allowed African-Americans to progress economically by allowing them to obtain loans to purchase homes and start businesses. Today, these banks remain relevant for many of the same reasons, but have been edged out by fierce competition from corporate rivals and economic losses brought on by the recession.



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