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African-Americans are twice as likely to be foreclosed upon than whites, according to a new study from the Center for Responsible Lending and the University of North Carolina, Chapel Hill. says that this is partly due to the fact that African-Americans were targeted disproportionately at the outset of the predatory lending movement.

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Using home equity to get ahead financially helps many Americans pay for college and other big-ticket items. In other words, when Blacks lose their home they don’t just lose a house, they’re also forced to work uphill even more on their struggle to obtain and build wealth for their progeny.

In the summer of 2010, nearly 300,000 homes were foreclosed on, and it was estimated that banks would seize hundreds of thousands more before the year was out.



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