First Time Home Buyers: A starting point for those considering the purchase of their first home. How to determine eligibility for Down Payment Assistance. Find out about the Neighborhood Stabilization Program and how to buy homes foreclosed upon and completely repaired in your area. Find out what to consider in selecting a Realtor and/or Lender. Determine how much you’ll have to spend to purchase a home. Ask questions about anything pertaining to the home purchasing process. Find out about the Federal First Time Buyer Tax Credit available until November, 2009. You can get help specific to your state and community from a Realtor specializing in Down Payment Assistance and First Time Buyers with no obligation to use my services.