Top Ten Videos to watch

A Man Operating A Tv Camera
Maurice White
March2Justice
'News One Now' With Roland Martin Taping
Bill Cosby
Activists In Los Angeles Gather To Burn Likenesses Of The Confederate Flag
Flint Firebirds V Windsor Spitfires
CBC Message To America: Rep. Conyers Addresses The Damage Inflicted On Our Communities By Poverty, Mass Incarceration And Lack Of Economic Development
Iowa Caucus Ted Cruz
NewsOne Now NAACP Image Awards Preview
Student sitting at a desk in a classroom
Slavery Stock image
The 16th Annual Wall Street Project Gala Fundraising Reception
Ava DuVernay
Roland Martin Blasts Stacey Dash For Comments About BET, Black Networks
President Obama Delivers State Of The Union Address At U.S. Capitol
Ava DuVernay
2016 North American International Auto Show
Democratic National Committee Presidential Primary Debate
88th Oscars Nominations Announcement
Democratic debate
Dream Speech
GOP Presidential Candidates Debate In Charleston
US President Barack Obama speaks on the
24593149
2011 Winter TCA Tour - Day 5
LOS ANGELES, CA - FEBRUARY 18, 2015: Two wooden stand-in Oscar statuettes are ready to be taken on
Woman Holding Dollars - Isolated
President Barack Obama Delivers His State Of The Union Address
Leave a comment

Phone solicitors are offering people an “Affordable Care Act card,” sometimes telling them they’re among the first. The caller will say something like, “You need an Affordable Care Act card. If you just give me your information, we will get your card out to you.” Typically, they ask for a Social Security number and bank account number, which is all they need to drain your savings.

Remember, there is no such thing as an Affordable Care Act card.

A twist on this scam is to tell seniors they need an Affordable Care Act card to replace their Medicare card, or a new Medicare card. Neither is true.

Even if the caller ID looks official, it may not be. Scammers are good at masking the caller ID or creating a caller ID that looks official, such as ”U.S. Government,” a practice known as spoofing.

Door-to-door ”representatives” should be ignored like the phone callers. The moment someone knocks on your door and says they are from the federal government, you know it’s a lie. Don’t engage them.’

Tell them you are going to contact authorities. You can file a complaint with the FTC by phone (877-382-4357) or online.

3. Fake Navigators and Other Helpers

When open enrollment begins, helpers known as navigators (as well as other types of enrollment helpers, insurance agents, and brokers) will stand ready to help guide consumers. In August, the Department of Health and Human Services awarded $67 million in grants to 105 navigator programs in the Marketplaces.

Navigators work through the organizations awarded the grants, and they range from United Way to universities, Planned Parenthood, and community health centers. They are trained and certified, and must renew their certification annually.

If a caller says he is from the local community center, he may sound legit but still be a crook. “We’ve heard about people posing as navigators and asking for personal information,” says Carrie McLean, who directs customer care for eHealthInsurance.

If you have any suspicion about whether a navigator is certified, McLean says, check with the state Marketplace or your state’s department of insurance.

Gray Areas

Besides the out-and-out scams, there are some ”gray areas” that also can be confusing.

Insurance agents or insurance companies may launch a web site aiming to make health care reform understandable and suggest it’s an official, state-run site. The operators may be licensed and legitimate, but it bears checking. And they should be clear, if you ask, that they are not the state Marketplace.

Consumers might expect the web site for their state Marketplace to have a “.gov” ending, but not all of them do. To figure out if a web site you’re on is your state’s Marketplace or another, go to healthcare.gov and enter your state’s name. Healthcare.gov is the federal government’s official web site with information about health care reform.

« Previous page 1 2

Also On News One: