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Black owned businesses need more growth, but sometimes even having the chance to expand is difficult. In a panel discussion on “NewsOne Now,Michael Grant of the National Bankers Association and Ron Busby of the U.S. Black Chambers, Inc. note the obstacles, and what future business owners need to do to get loan approvals and prepare for growth.

“A lot of that has to do with the availability of cash to grow, start, and expand the business,” says Busby. “How do we grow? How do we get the necessary funds to do that?”

Grant gives tips on how it’s necessary to do research on loans before you even step into the bank. “The more the bank can see that you have dealt with the issue of risk for them, then you are more likely to get that loan,” he said.

Be sure to tune in to NewsOne Now with Roland Martin, weekdays at 7 a.m. EST.

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