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Financial guru Deborah Owens joined Roland Martin on “NewsOne Now” to outline the three major financial pitfalls that prevent most Americans from building wealth. Here’s a hint: they all have to do with living beyond your means. Watch to find out what they are.

Be sure to listen to “NewsOne Now” with Roland Martin, weekdays at 7 a.m. EST and watch at 9 a.m. EST on TV One.