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From Black Enterprise:

Minorities and low-income households are less likely to have a bank account or more likely to use alternative financial services compared to the population as a whole, according a new report by the Federal Deposit Insurance Corp.

Nationally, nearly 20% of lower-income U.S. households — almost 7 million households that earn below $30,000 per year — do not currently have a bank account, reports the FDIC.

The report found that 21.7% of black households are unbanked, compared with 3.3% of white households, and about 31.6% of households are underbanked, compared with 14.9% of whites.

Click here to read more.


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