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When homeowners are behind on their mortgage payments, or attempting to modify their home loan, or even on occasion fully paid up but lost in the bureaucratic shuffle, they are in danger of having their home broken into and their possessions removed by the banks.

A New York Times report details the occasional terrible mistakes banks have made with their customers in the mortgage crisis mess, breaking into the homes and changing the locks of peCople who were far from deserving of such punishment.

While banks claim the break-in mistakes are an anomaly involving a few dozen examples among millions of mortgage holders, the effects on those who endure the humiliation have resulted in both emotional turmoil and the occasional big lawsuit settlement.

Have you been victim of this?

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