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Inquiring minds want to know NOW!   Why is 13-year-old Willow Smith (pictured), the daughter of Hollywood power couple, Will and Jada Pinkett-Smith, photographed sprawled across a bed with 20-year-old, shirtless actor, Moises Arias?  The risqué black and white photo is stirring up quite a bit of chatter and has even been labeled “perverted” by those who are wondering why a little girl is in bed with a grown man, according to TMZ.

In the photo, the pint-sized fashionista and recording artist is fully clothed and lying in bed with a far away expression.  Arias, who is best known for his role as Rico on the Disney hit series “Hannah Montana, is in the bed and topless with an arm resting on a pillow.  He is looking away pensively.

Reportedly, Arias posted the hot-topic image on his Instagram page but eventually removed it.  However, followers of the actor reposted the photo and it leaked out to the media.

According to TMZ, the photo was shot by an unnamed friend of Arias and Willow, who then publicly posted it.  Reportedly the friend posted a few more shots of Willow, her teen brother Jaden and controversial Kardashian offspring duo, Kendall and Kylie Jenner.

Last year Willow was, again, the subject of scandalous talk over her single “Summer Fling” because many deemed the lyrics of the song far too sexual.