American Banker Magazine has named John Hope Bryant as their 2016 Innovator of the Year for his work educating poor and middle-class Americans on financial matters.
Interested in making a big purchase like a house or car, but your credit report is marred by a history of late credit card payments? Believe it or not, there is something you can do to wipe it out. It’s called credit card re-aging, which requires you to make an agreement with your credit card […]
Credit scoring is an imperfect science. In essence, it’s about estimating how likely someone is to pay back money borrowed based on their history of doing so in the past. Given a number of situational factors, it’s important though the the industry reexamine its standards every now and then. Well, there’s some good news: apparently the […]
Credit problems disproportionately affect African Americans for a variety of reasons — historically lower incomes, higher unemployment, being hit especially hard hit by the subprime mortgage lending crisis — but according to a new report, you can add another reason to the mix. “African American disproportionately have more errors on their credit reports, which usually […]
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