Customers will be able to choose to pay as they go, with an amount deducted or charged by their financial institution, just like shopping with plastic at a store. Or they can pay in advance, buying a number of trips or a week or month of unlimited trips. Instead of having a separate MetroCard, the information would be electronically linked to the rider’s debit or credit card.
Straphangers who don’t have those cards, or don’t want to use them for mass transit, could buy an MTA Card, which would also work with a tap. The card would be sold at station vending machines, token booths or stores.