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Everybody is worried about the U.S. debt ceiling. But it’s even more important to worry about your own. Ryan Mack shows you how to obtain and use credit cards to establish a credit history:

Read all of Ryan Mack’s financial tips in Your Money In The Black.

More from Ryan Mack:

Building Your Credit Score

11 Tips For The Unemployed

Seven Tips For Families During The Financial Crisis

Rebuilding The Economy With Financial Expert And Advisor Ryan Mack