Personal Finances

Be prepared: You'll increase your chances for success in getting a bank loan by following these tips by "The Budgetnista."

Do you feel your student loan payments are just too high? Jasmine Montgomery from the Bronx is one of many who feel that way. In the video above, she asks for advice. Tiffany Aliche, the Budgetnista, answers with tips we can all use. Start off by creating a budget, Aliche counsels. “That’s just a list of everything you […]

Despite an improving economy and a falling national unemployment rate, some American workers are still struggling to dig out from under sky-high debt that piled up during the Great Recession. One of the best and obvious ways to reduce debt is to stick to a budget, says New Jersey-based financial expert Tiffany Aliche, also known […]

Interested in making a big purchase like a house or car, but your credit report is marred by a history of late credit card payments? Believe it or not, there is something you can do to wipe it out. It’s called credit card re-aging, which requires you to make an agreement with your credit card […]

It’s no secret that African Americans face unique challenges to their financial security that are unlike those of white households. An estimated 42 percent of African American households use credit for basic expenses, such as rent, groceries and utilities, according to The Challenge of Credit Card Debt for the African American Middle Class, (pdf), a […]

Domestic violence can be broken down into four different types of abuses: emotional abuse, sexual abuse, physical abuse and financial abuse. Financial guru Deborah Owens discusses the realities of financial abuse, explains why women should be financially independent and why a man should never be a woman’s financial plan during this week’s installment of WealthyU. Owens and […]

Financial guru Deborah Owens joined Roland Martin on “NewsOne Now” to outline the three major financial pitfalls that prevent most Americans from building wealth. Here’s a hint: they all have to do with living beyond your means. Watch to find out what they are. Be sure to listen to “NewsOne Now” with Roland Martin, weekdays at 7 […]

Good financial advisors are knowledgeable about the market, they set realistic expectations for an annual return on your investment, they know when to invest your capital in the market for optimal results, they have candid conversations with their clients about what you have to invest and what your risk appetite is. Most importantly, they don’t […]

Today on “NewsOne Now,”  Roland Martin got real about finances with “Washington Post” financial columnist, Michelle Singletary. They talked about economic slavery and freedom. “Debt makes you a slave,” Singletary insisted. Many people, especially before the housing loan meltdown, thought they were wealthy because they could leverage lines of credit to buy material things, They had […]

Everybody is worried about the U.S. debt ceiling. But it’s even more important to worry about your own. Ryan Mack shows you how to obtain and use credit cards to establish a credit history: Read all of Ryan Mack’s financial tips in Your Money In The Black. More from Ryan Mack: Building Your Credit Score […]

Every successful financial plan needs to have clean credit and a high FICO score.  If we are to see more home and business ownership having good credit is the first step towards accomplishing this goal.  Too many times I have personally seen many opportunities missed because we have not taken the time to “clean” our […]

It seems there is a disconnect from what is being covered by financial news and what the public is really concerned about. You can’t turn on the financial news networks without hearing questions such as the following: “Will the US raise its debt ceiling?” “Will the tax cuts for the rich be extended?” “Will the […]